Health and life insurance, shopped for you.
As your insurance agent and broker, I compare plans from multiple carriers to find coverage that fits your family and your budget, without the runaround.
Get a free quote Call Evan
Meet Evan Gold
I started Gold Coverages to give people a straightforward, personal way to shop for health and life insurance. As your insurance agent, my job is to make the process clear and find coverage that actually fits.
Every conversation starts with listening. Then I compare your options and explain them in plain language, so you can decide what is right for you.
Carriers we're appointed with
Coverage compared across trusted, well-established carriers, so you see real options, not one company's lineup.
Coverage for what matters most
Two kinds of protection, one person to call.
Health insurance
Individual and family plans, with side-by-side comparisons of premiums, deductibles, and doctor networks, so you can choose with confidence.
Ask about health plansLife insurance
Term and permanent options that protect your family's income, cover debts, and provide lasting security for the people you love.
Ask about life coverageSupplemental coverage for the gaps health insurance leaves
For individuals and for employers building out a benefits package — protection that pairs with your health plan.
Accident
Cash benefits paid directly to you after a covered injury, to help with bills your health plan doesn't.
Critical illness
A lump-sum payout if you're diagnosed with a serious condition like cancer, a heart attack, or stroke.
Disability
Replaces a portion of your income if an injury or illness keeps you from working.
Dental
Coverage for routine cleanings, exams, and major dental work.
Vision
Help with eye exams, glasses, and contacts.
Employer benefits
Add any of these as a voluntary benefits package alongside your group health plan.
Why work with Gold Coverages
You are not tied to one company's products. You get advice built around you.
More options
Plans from multiple carriers are compared for you, not just one company's lineup.
Advice that fits
Your health, family, and budget shape the recommendation, not a sales script.
Help after you enroll
Questions about a claim, a renewal, or a life change? You have someone to call.
Concierge-level service
One number, one person — me. No call centers, no hold times, same-day responses.
Frequently asked questions
Does it cost anything to work with an insurance agent or broker?
No. Insurance agents and brokers are paid by the insurance carrier, not the client, so getting a quote or working with Gold Coverages costs you nothing extra. You pay the same premium you would going directly to the carrier.
What's the difference between term and whole life insurance?
Term life insurance covers you for a set period, such as 10, 20, or 30 years, and is generally the most affordable option. Whole life insurance covers you for your entire life and builds cash value over time, but comes with higher premiums. The right choice depends on your goals and budget, which is something we can walk through together.
How long does it take to get life insurance coverage?
Some policies offer coverage within a day or two with simplified underwriting, while others that require a medical exam can take a few weeks. We'll help you understand the timeline for the specific carrier and product that fits you.
Are you appointed with just one insurance company?
No. Gold Coverages is appointed with multiple carriers, so plans and pricing are compared across companies rather than offering only one company's products.
How do I get a quote?
Call 216-407-5059 or email Evan@GoldCoverages.com with a bit about what you're looking for. There's no obligation, and quotes are free.
Ready to find the right coverage?
Reach out for a free, no-obligation quote. I will get back to you promptly.
Call 216-407-5059 Evan@GoldCoverages.com See our reviews Leave a review